Why £100 at 10% becomes £121 after two years, not £120
Leave the interest in and it starts earning interest of its own. How much it matters when the bank adds it, and what really grows your savings.
Money makes more sense on paper.
Doodled videos and interactive essays about everyday money.
Stories
more on the drawing board…
Why a 5% flat-rate loan costs more than a 7% APR loan
A dealer quotes 5% flat, the bank 7% APR on the same £10,000. The smaller number is the dearer loan, by £553.
Why a home with everything switched off still pays £200 a year for electricity
Go away for a year, switch everything off, and the bill still says £200. What you're paying for, and who would pay if it went.
Watch it. Explore it. Use it.
watch the idea
A four-minute doodle takes one money question from the everyday moment to the number behind it.
explore what changes
Move a rate, stretch a term, walk through a loan. The drawing and the numbers change as you go.
use it on your numbers
Each essay ends with a tool for your own quote or bill, and the questions to ask before you sign.